Released on: October 21, 2008, 1:25 pm

Press Release Author: Berni Ryan

Industry:

Press Release Summary: Legal & General's general insurance business annual online
survey, 'Safe as Houses', which asks people for feedback and their views on home
security and safety, aims to highlight the safety of UK homes.

Press Release Body: The financial underwriting limits pertaining to life insurance
as well as critical illness cover has been increased by Legal & General. This has
simplified the whole process and the issuance of policies has sped up. The updated
limits are: a) critical illness cover - GBP500,000 (previously (GBP350,000) and b) life
insurance - GBP800,000 (previously GBP600,000). The clients' pay information, loan offer
documents and other such financial evidence shall not be required while under the
aforementioned limits.

Russ Whitworth, Underwriting and Claims Director said: "We are always looking for
ways to improve our underwriting process and get customers on risk quickly and with
a minimum of fuss. We also recognise that there is a perception in the industry that
financial underwriting can be a complicated and time-consuming process, in part
because some providers have high financial underwriting limits yet still ask for
detailed financial information on every application form. We've therefore listened
to our customers and simplified the process by only asking for detailed financial
information for very high sums assured.

"Our new financial underwriting limits are market leading and therefore advisers and
their clients will get a slicker service from Legal & General."

For life insurance applications of between GBP800,000 and GBP1.5million and for CIC
applications of between GBP500,000 and GBP800,000, Legal & General will only require
answers to four specific financial questions. Over and above these limits, more
detailed financial evidence will be required.

The limits for financial underwriting are standard for the protection industry and
it is so because there are many risks involved when the insurer invests large sum of
money. Any interested person can know in details about the underwriting criteria by
visiting the website of Legal & General Adviser Centre:
http://www.legalandgeneral.com/advisercentre/index.html

Notes to Editors:
# Legal & General Assurance Society Limited is authorised and regulated by the
Financial Services Authority (FSA). Registered office: One Coleman Street, London
EC2R 5AA.
# The information contained in this press release is intended solely for journalists
and should not be relied upon by private investors or any other persons to make
financial decisions.

For more information contact:
Joe Wiggins
PR Manager Protection and Housing
t:01737 375 351
m:07841 366 145
f:01737 374 275
e: joe.wiggins@landg.com

Web Site: http://www.legalandgeneral.com

Contact Details: Contact Details:
Berni Ryan
Web Site: http://www.legalandgeneral.com
Email: joe.wiggins@landg.com
Tel: 01737 375 351

Address:
One Coleman Street, London
City: London
Country: United Kingdom
Zip Code: EC2R 5AA